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PERSONAL BANKING PERSONAL BANKING

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ACCOUNT FEATURES & BENEFITS
There are Traditional IRA and Roth IRA.
All IRA accounts are subject to qualifications and restrictions. Consult with your individual
tax advisor for specific tax deductibility information and IRS rules and regulations.

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TIME DEPOSIT type

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CERTIFICATE OF DEPOSIT
(CD)

IRA
(INDIVIDUAL RETIREMENT ACCOUNTS)

HAPPY CLUB
ACCOUNT

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Designed for a specific term from 3 months to 5 years with fixed interest rates.

Help you plan for retirement by
taking advantage of deferred tax.

Reach your financial goals by choosing goal amounts and terms, and making monthly installment deposits. At maturity, you will get both principal and accrued interest.

Minimum Deposit to Open

$1000

$1000

$1000
(Minimum Contract Amount)

Early Withdrawal Penalty

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Internet Banking

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