Certificate of Deposit (CD)

Certificate of Deposit (CD) is designed for long-term deposits with fixed interest rates. You may choose specific terms from 3 months to 5 years. The fixed interest rate is applied until maturity, and your account will be automatically renewed with the interest rate determined at the time of maturity. The interest may be paid by either account credit or bank check. Minimum amount to open a CD account is $1,000.

Account Features and Benefits

• The Fixed interest rate is applied until maturity
• The account will be renewed automatically with interest rate determined at the time of maturity.
• The interest can be paid by either account credit or bank check.

IRA (Individual Retirement Accounts)

IRA account helps you plan for retirement by taking advantage of deferred tax. We offer both Traditional IRA and Roth IRA. Minimum balance to open an IRA account is $1,000.

Account Features and Benefits

There are Traditional IRA and Roth IRA.
All IRA accounts are subject to qualifications and restrictions. Consult with your individual tax advisor for specific tax deductibility information and IRS rules and regulations.

Happy Club Account

This is an automatic savings plan designed to help you meet your financial goals. Reach your financial goals by choosing target amounts and terms and making monthly installment deposits. At maturity, you will get both principal and accrued interest. You deposit transaction is limited to once per month.

Account Features and Benefits

• Various terms and interest rates are available, and fixed interest rate is applied until the maturity.
• Monthly payment can be transferred from either checking or savings account. (Debit authorization is required for auto transfers.)
• Transaction Limitation: You may make no more than one deposit into your account each month.

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Have a Question?

For more information, please call customer service at 1-888-MyWoori (699-6674) or contact us online.

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