Dream Checking

Dream Checking account is designed to provide more economical and simpler ways to bank with lots of benefits. This checking account is an approved alternative to the NY Basic Banking account and NJ Consumer Checking account. There are no monthly minimum balance requirements, no monthly service fees, no per check fees, and no transaction limitations. The minimum required amount to open this account is $25. A debit/ATM card will be issued at the time of account opening. Plus, you can enjoy free internet banking and bill payment services.

Account Features and Benefits

• No monthly service maintenance fee
• No per check or ACH transaction fee
• Online banking including bill payment
• Instant Debit/ATM card issuance upon opening an account

Dream Checking is our alternative product for the NY Basic Banking and NJ Consumer Checking

Student Access Checking

With a Student Access Checking account, students can enjoy all the benefits that are offered to students only. There are no account maintenance fees, no minimum balance requirement, no ATM transaction fees that are charged by our bank, and zero-dollar opening requirement. For this account, incoming wire fees are waived twice a year (see below for detail). A debit/ATM card will be issued at the time of account opening. Plus, you can enjoy internet banking and bill payment services.

Account Features and Benefits

• No incoming wire fee from Korea twice a year (one for Jan.~Feb. & one for Jul.~Aug.).
• Internet banking access including bill payment.
• No ATM transaction fee on our bank end.
• Instant Debit/ATM card issuance upon opening an account.

This account is available for a maximum of five years from opening, after which time the account may be converted to another checking product.

Proof of active student status is required.

Regular Personal Checking

Regular Personal Checking account is well-suited for basic personal deposits with a variety of purposes and features. The minimum amount to open this account is $25. The monthly service fee will be waived if you maintain an average daily balance of $500 during the statement cycle. A debit/ATM card can be issued at the time of account opening. Plus, you can enjoy internet banking access to check your account balance online.

Account Features and Benefits

• Internet banking access including bill payment.
• Instant Debit/ATM card issuance upon opening an account.
• $0.10 credit for every $100.00 average daily balance in the account at the end of the monthly cycle. The credit will be used to offset per check or ACH transaction fees. Earned credit expires monthly.

Your Monthly Service Fee may be waived by maintaining an average daily balance of $500.00 in the account for the monthly cycle.

Prestige Checking

Prestige Checking account is designed for individuals aged 50 or older. This is an interest-bearing product with low minimum balance requirement. The monthly maintenance fee will be waived if you keep $100 in your account each day of the monthly cycle. You may enjoy internet banking access with bill payment and a free checkbook.

Account Features and Benefits

• Internet banking access including bill payment.
• Free checkbook of the first 40 checks.

Your Monthly Service Fee may be waived by maintaining a daily balance of $100.00 for each day of the monthly cycle.

Compare Accounts

Have a Question?

For more information, please call customer service at 1-888-MyWoori (699-6674) or contact us online.

Contact Us