FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Woori America Bank

WooriWON Products

Looking at opening a consumer purpose bank account but you just don’t have time to visit a branch, come open an account online with Woori America Bank. The online process is quick, straightforward, and can be completed within the states where our branches are located. Additionally, digital applications eliminate stacks of paperwork, making it an eco-friendly and more efficient experience.

 

Woori America Bank is FDIC insured so your money is safe with us1. Plus, each online account offered, gives you the opportunity to Bank with us using our digital platforms at no extra cost, giving you the access to conduct transactions or simply just monitor your accounts.

1 Up to the permitted insured amount, typically $250,000 a depositor.

WooriWON Checking

WooriWON Checking account is a checkless checking account designed for you, containing a variety of purposes and features. This checking account is the Bank’s approved alternative to the NY Basic Banking account and NJ Consumer Checking account requirement. With a low initial deposit requirement and no required monthly balance to maintain account, it is accessible to mostly everyone.

Account Features and Benefits

  • $25 minimum amount to open
  • $3 monthly maintenance fee waived when average daily balance requirement is met1
  • Optional internet banking access at no additional cost
  • Optional Debit Card at no additional cost

1 Monthly Service Fee may be waived by maintaining an average daily balance of $100 in the account for the monthly cycle.

NJ Residents: Check use available upon request. Cost dependent on order.

Boost your savings faster with our exclusive online-only savings account. Designed to offer higher interest rates than our general savings account while offering seamless digital access.

Account Features and Benefits

  • High-Yield Rate - Earn up to 3.35% APY1
  • $100 minimum amount to open
  • $5 monthly maintenance fee waived when average daily balance requirement is met2
  • Optional internet banking access at no additional cost
  • Manage your savings effortlessly from your smartphone or computer, with 24/7 online access
  • Move funds smoothly between accounts and automate your savings goals for effortless financial growth3
Balance Tiers
  • $0 ~ $99,999.99 | 3.00% APY
  • $100,000+ | 3.35% APY

1 Annual Percentage Yields (APY’s) are accurate as of 10/31/2025. APY/rate may change at any time before or after the account is opened. Fees may reduce earnings. Interest compounded monthly.
2 Monthly Service Fee may be waived by maintaining an average daily balance of $100 in the account for the monthly cycle.
3During any monthly cycle, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.

Maximize your earnings and take your savings to the next level with our competitive-rate money market account, designed to offer exceptional interest rates without sacrificing accessibility. Enjoy easy transfers and debit card access while growing your savings. Perfect for those who want to earn more on their money without locking it into a long-term account.

Account Features and Benefits

  • Competitive Interest Rates – Earn up to 3.25% APY1
  • $500 minimum amount to open
  • $10 monthly maintenance fee waived when average daily balance requirement is met2
  • Optional internet banking access at no additional cost
Balance Tiers
  • $0 ~ $99,999.99 | 3.05% APY

  • $100,000+ | 3.25% APY

1 Annual Percentage Yields (APY’s) are accurate as of 10/31/2025. APY/rate may change at any time before or after the account is opened. Fees may reduce earnings. Interest compounded monthly.
2 Your Monthly Service Fee may be waived by maintaining an average daily balance of $500 in the account for the monthly cycle.

WooriWON Certificate of Deposit (CD)

Open one of WooriWON CD accounts

Secure your savings with a competitive-rate Certificate of Deposit, designed to offer growth and higher returns compared to traditional savings accounts and unlike investments, your principal is safe, making CDs a reliable option for financial planning.

Account Features and Benefits

  • Fixed, Competitive Interest Rates – Lock in top-tier rates for the duration of your term, ensuring steady growth. 4.20% APY (3-Months), 4.15% APY (6-Months), 4.05% APY (9-Months) & 3.90% APY (12-Months)12
  • Flexible Terms – Choose from a variety of term lengths to fit your financial goals, whether short-term or long-term (3, 6, 9, 12-months)3
  • $1,000 minimum amount to open
  • No monthly maintenance fees

1 Annual Percentage Yields (APY’s) are accurate as of 10/31/2025.
2 The fixed interest rate is applied until maturity. This account pays simple interest. Interest is not compounded. Interest will be credited to your account at maturity.
3 The account will be renewed automatically with interest rate determined at the time of maturity.

Have a Question?

For more information, please call customer service at 1-888-MyWoori (699-6674) or contact us online.